How a Health Care FSA can help you

The Health Care Flexible Spending Arrangement (FSA) program allows you to set aside money from each paycheck — before taxes — to pay for out-of-pocket health expenses.

Here are some of the ways an FSA can help you:

Setting aside a portion of your pay with an FSA reduces your annual taxable income and makes it easier to pay for out-of-pocket health expenses.
The full amount you set aside for your plan year FSA contribution is available on your first day of coverage for expenses.
Your FSA helps you pay for deductibles, copays, coinsurance, dental, vision, and many other expenses (see our eligible expenses list).
You can use your FSA for your or your dependent’s health care expenses, even if they are not enrolled in your medical or dental plan.
Your HCFSA plan offers a carryover feature. This feature allows you to roll over a portion of your unused FSA funds at the end of the plan year.
Check out our Health Care FSA Benefit Guide for more information.